We own the land listed on the website. There is no middle man and we don't sell somebody else properties.

Yes, we offer financing by owner with fixed 8% annual interest rate. There is no credit check. Anyone qualifies. We don't charge extra fees for bookkeeping.

No. There is no prepayment penalty. You can pay off any time and save money on interest.

Yes, you can, but must to follow laws, ordinances and get permits. Please keep in mind that property legally is not yours until you pay off the loan and all fees, and receive a recorded deed on your name. State of New Mexico required minimum size of the lot 3/4 acre for the building permit. Old subdivisions were created in 1960's before the current minimum lot size ordinance was enacted, and lot status might be grandfathered. Do your diligence before purchase.

We provide approximate GPS coordinates using GIS information, county GIS map, Google Maps. GIS county maps and Google Maps are not accurate and minimum 20-50 feet off. We checked it personally.  You will be able to find  location of the lot, but not precise corners. You must to survey the property before moving in , build fence or any structure on the property. Some properties professionally surveyed already and it will be stated in the listing.

 We pay property taxes during land purchase contract and will bill you for reimbursement. After that it's your responsibility to pay taxes.

Closing cost is $50.00 which includes deed, notary, recording fee and postage. This fee is a subject of change. If notary and recording fees will change, we will charge little bit more.

After your final payment cleared by bank, Grant Deed will be notarized and mailed to the county clerk to record. County clerk will mail recorded deed to us, we will make a copy for our records and send you original deed. It will take approximately 3 weeks. You will be a legal owner from the recording date before you will receive a deed in the mail.

We guarantee that there are no liens, judgements or delinquent taxes.

All properties sold "As Is". All property information provided to the best of our knowledge. We do not guarantee utilities and buildability. Mineral rights are not included and in many cases reserved by the state, subdivider or other entity. We have no knowledge about our mineral rights and can't guarantee it to you.  Water rights for 1 acre per year for a single family home is included and guarantee by the state. You can do gardening for personal use. Water rights for a commercial farming is not included and must to purchased on the open market.

Buyer must to find existing surveyor's markers or hire a licensed surveyor to mark exact corners of the property prior to building a fence or any structure on the land. Usually each lot has 5 feet utility line around property and must to be kept free from permanent buildings.

Property can not be rented, leased, subleased, or sold by the buyer during land purchase contract without seller's written permit.

All utilities installments, fence and other property development is a responsibility of the buyer.

Do your diligence before purchase.